| Welcome: Jimmy Moyaha Market Watcher: John Cairns – Client strategist, RMB Mary Vilakazi to take the helm at FirstRand: Mary Vilakazi – Incoming CEO, FirstRand What medical aids aren’t telling us about contribution increases: Jeremy Yatt – Principal Officer, Fedhealth What does the future of SA mining look like? Burton Meyer – Director: Dispute Resolution, Cliffe Dekker Hofmeyr Audio delivers (de)light despite load shedding: Dave Tiltmann – CEO, AME Skincare brand birthed out of parents’ need to treat their child’s condition: Nigel and Marice Mercuur – Co-founders, Marice Skincare | 
