Mastercard teams with Microsoft on digital ID, Walmart doubles down on AI, Zopa gets U.K. banking license

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TODAY'S NEWS | OPINION | INDEXESTRACKERSPYMNTS LIVE

December 4, 2018

Consumer Loyalty

TSYS: Payments Power Rewards, And Rewards Power Loyalty

With in-app loyalty programs and alternative payment methods gaining traction, there’s a scramble for issuers to keep cards top of mind and wallet. Gaylon Jowers, senior executive vice president and president of issuer solutions at TSYS, tells Karen Webster that AI and machine learning — and, above all, frictionless convenience — can help by ensuring that rewards points earned with traditional credit cards are treated like currency.

 

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Data Breach

Marriott Breach: Why The Worst May Be Yet To Come

The news that the Marriott data breach includes passport information means that the real damage, says Jumio’s Chief Product Officer Philipp Pointner, may yet to be felt. The ripple effects, he tells Karen Webster, will touch businesses, particularly online travel players of all shapes and sizes — and he hopes, will serve as a wake-up call for the need to boost digital authentication efforts.

 

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Holiday Spending

First Data: Bricks Held Their Own Against The Clicks On Black Friday

The 2017 Black Friday shopping season was tough to beat, but beaten it was this year, as the U.S. consumer remained strong. A new report from First Data shows 20 percent growth rates in several categories, while sporting goods lagged. Glenn Fodor, SVP of First Data Insights, delves into the numbers and points out why, perhaps surprisingly, brick-and-mortar is holding its own.

 

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Faster Payments Tracker™

Third Parties Help Central Banks Ride RTP Rails

It's a daunting challenge for a country to create its own real-time gross settlement (RTGS) system, much less seamlessly migrate to it. However, third-party infrastructure providers can ease that burden, says SIA’s Mario De Lorenzo. In the latest Faster Payments Tracker, De Lorenzo tells PYMNTS why central banks are increasingly turning to third parties for new infrastructure.

 

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