Copyright © 2024 Members 1st Federal Credit Union. All rights reserved. This email was sent to you by Members 1st Federal Credit Union located at 5000 Marketplace Way, Enola, PA 17025-2431. (800) 283-2328.

    Don’t miss your low-cost way to pay down debt, fund your next milestone or prepare for unexpected expenses with a Members 1st Home Equity Freedom Line of Credit. With an introductory rate of 1.99% APR¹, you can simplify your finances and save by getting the cash for all your needs in one place. 

       APPLY TODAY      

    Become a member today to get access to this great intro rate and 
take advantage of even more perks like: 
   •  COMPETITIVE RATES 
•  FREE CHECKING 

  • 24/7 DIGITAL BANKING  

     WE PUT OUR MEMBERS FIRST. 

       A HELOC cannot be used to finance the purchase of a new primary residence, swing loan or bridge loan.  

¹APR=Annual Percentage Rate. Home Equity Freedom Line of Credit (Line of Credit) introductory rate of 1.99% APR is subject to change without notice. Introductory APR is available for all new lines of credit for a 6-month period of time from the date of the line of credit account opening. Minimum $5,000 line amount to open. Refinancing of existing Members 1st equity loans and lines of credit are excluded from introductory APR. The introductory APR will automatically terminate at the end of the 6-month introductory period. No notice to borrower required. Upon expiration of the introductory rate, the advertised regular rate applies to credit worthy borrowers with property values equal to 80% loan to value (LTV) and below. The advertised regular line of credit rate is based on Prime Rates published in the Wall Street Journal on the last business day of the previous month plus or minus a margin with a floor of 3.00%. Maximum rate of 18%. Your APR may vary. All balances will accrue interest at the variable APR in effect for your account based on LTV and credit worthiness. The Home Equity Freedom Line of Credit permits borrowing up to 100% of the available equity in a primary residence and rates may vary based on creditworthiness and loan-to-value (excludes rental properties). 

Fees: Members 1st FCU will pay all closing costs in conjunction with the Line of Credit agreement. If your Line of Credit is paid in full and closed within 36 months, you may be required to reimburse all third party fees paid on your behalf upon closing your account. 
 Property insurance is required. Other restrictions or conditions may apply. This offer may be withdrawn at any time. Pennsylvania and Maryland residence only. For non-members, you'll be required to join Members 1st to meet eligibility requirements. Ask an associate for details. 

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Members 1st Federal Credit Union will never send unsolicited emails asking for your personal or account information such as account numbers, passwords, Social Security Numbers, PINs, credit or debit card numbers or other confidential information. To learn more about online fraud and steps you can take to protect your accounts, visit members1st.org.

Federally insured by NCUA. We do business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act.