PayPal market cap tops Amex, Banks focus on authentication tech post Equifax, Why it’s time to shut down cryptocurrencies.

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October 16, 2017

APIs

Why APIs Are The Beginning — Not The End
 

APIs create efficiencies and unlock innovation, especially in the B2B side of financial services and payments. David Koch, chief commercial officer at FI.SPAN says that most corporates look at APIs as the end of their innovation journey, when they should be the beginning. Here’s why he says that can make the difference between an API that adds value to a process and one that adds costs and headaches.

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Know Your Business

Trulioo’s CEO On Solving Payments' KYB Problem
 

Globalizing access to the information that payments enterprises need to know about the businesses they are bringing onboard sounds like it should be easy — after all, governments maintain business registries. But they are maintained as unsearchable PDFs, have different form fields, or use the same ID numbers for multiple businesses. Trulioo CEO and founder Stephen Ufford takes Karen Webster inside the journey to take the pain out of payments’ global KYB problem.
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PYMNTS Topic TBD

Rambus CTO On Tokenization, Part Deux
 

The latest iteration of EMVCo’s Payment Tokenization Specification has the potential to change the way we shop — even as it changes the way that consumer information is exchanged between cardholders, issuers and merchants. Goodbye to static PCI tokens and hello to a dynamic range of possibilities in eCommerce and beyond, as Rambus’ CTO Chakib Bouda tells Karen Webster in the latest Topic TBD.

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Cryptocurrencies

Why It’s Time To Shut Down Cryptocurrencies
 

Jamie Dimon says bitcoin’s “stupid.” The head of the IMF says cryptocurrencies could be the future of money. Investors have dumped $1.7 billion into them over the last eight years. Karen Webster says it’s time to just shut them all down. Too many people conflate cryptocurrencies with the only way to innovate the movement of money around the world — forgetting that digitizing money is how trillions and trillions and trillions of dollars have moved securely around the world for decades. And that creating cryptocurrencies only comes in handy when its issuers want to evade existing regulations.

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What's Hot


PayPal's Market Cap Blasts Past Amex


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IRS Suspends Equifax Contract


SoFi Bails On Being A Bank


Facebook Launches “Order Food” Option


Scott Tucker To Appeal Payday Lending Conviction


Amazon Ventures Into Athleisure Wear


Bank of America Reports $4B In P2P Via Zelle Network In Q3


Qualcomm Sues To Stop iPhone Production In China


Best of Yesterday 


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