Why APIs Are The Beginning â Not The End APIs create efficiencies and unlock innovation, especially in the B2B side of financial services and payments. David Koch, chief commercial officer at FI.SPAN says that most corporates look at APIs as the end of their innovation journey, when they should be the beginning. Hereâs why he says that can make the difference between an API that adds value to a process and one that adds costs and headaches. Read More... |
Truliooâs CEO On Solving Payments' KYB Problem Globalizing access to the information that payments enterprises need to know about the businesses they are bringing onboard sounds like it should be easy â after all, governments maintain business registries. But they are maintained as unsearchable PDFs, have different form fields, or use the same ID numbers for multiple businesses. Trulioo CEO and founder Stephen Ufford takes Karen Webster inside the journey to take the pain out of paymentsâ global KYB problem. Read More... |
Rambus CTO On Tokenization, Part Deux The latest iteration of EMVCoâs Payment Tokenization Specification has the potential to change the way we shop â even as it changes the way that consumer information is exchanged between cardholders, issuers and merchants. Goodbye to static PCI tokens and hello to a dynamic range of possibilities in eCommerce and beyond, as Rambusâ CTO Chakib Bouda tells Karen Webster in the latest Topic TBD. Read More... |
| Cryptocurrencies | Why Itâs Time To Shut Down Cryptocurrencies Jamie Dimon says bitcoinâs âstupid.â The head of the IMF says cryptocurrencies could be the future of money. Investors have dumped $1.7 billion into them over the last eight years. Karen Webster says itâs time to just shut them all down. Too many people conflate cryptocurrencies with the only way to innovate the movement of money around the world â forgetting that digitizing money is how trillions and trillions and trillions of dollars have moved securely around the world for decades. And that creating cryptocurrencies only comes in handy when its issuers want to evade existing regulations. Read More... | |