By The Law Offices of John Day, P.C. on Dec 11, 2023 05:59 am
You have undoubtedly read about (and perhaps even used) a personal vehicle sharing program (also known as a peer-to-peer car sharing program) like Turo, which allows you to rent another person’s car for a defined period of time. Turo puts car owners together with people who have a short-term need for a vehicle. Need a 2018 Porsche Macan in Chicago? $312, unlimited miles. But what happens if the driver of that vehicle causes a wreck? Does the car owner’s liability insurance apply? Is there liability on behalf of Turo? Does the liability insurance of the driver apply? And what if the wreck is caused by the driver of another vehicle? Does the UM/UIM coverage on the shared vehicle apply? Or will coverage be denied because the car owner received money for sharing the vehicle?
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