| Good morning, The Reserve Bank has left the door open for interest rate cuts by the end of the year if the economy worsens, the central bank's latest board meeting minutes reveal, while also warning of a potential rise if inflation does not move sustainably towards the target range. It comes as investment bank Barrenjoey has called on financial regulators to consider a scheme it argues would give first-home buyers access to cheaper loans and allow them to borrow up to three per cent more. And an overhaul of the competition watchdog's merger powers, including the ability to block deals without having to go to court, will move a step closer today when federal Treasurer Jim Chalmers tables legislative amendments in federal parliament. | 
