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In this episode of MEDICI Studio's new video interview series "Weekend Wisdom: VC Debunked & Demystified," Melissa Frakman, Founder & Managing Partner at EMVC, discusses if WealthTech could this be the next big opportunity for FinTech VCs.
FinTechs are slowly getting formalized in India. The more the central bank’s governor mentions it with every successive circular, the more this is apparent. Consider the report on QR codes, for instance. The RBI had commissioned a committee under an eminent IIT Bombay professor last year to look into the future of QR code deployment. This was not a sudden move—the RBI has been focusing on digital for a long time. Despite myriad attempts, the rise of cash has been difficult to stifle in India. In fact, an increase in currency in circulation in the first four months of 2020 (₹2.66 trillion) has been higher than the increase in the entire duration of 2019 (₹2.4 trillion). This has led the RBI to coin the phrase, “Cash is king, but digital is divine.”
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