With mortgage rates at historic lows, now
is the time to refinance your mortgage.
15 Year with 0% Points
2.250% Rate* | 2.365% APR* As low as
30 Year with 0% Points
3.000% Rate* | 3.073% APR* As low as
Refinance and Save
Historically low rates make now a great time to refinance your mortgage with SharePoint Credit Union; you could lower your monthly payments, reduce your term, take cash out for home improvements, or consolidate higher interest debt. Our Mortgage team will listen to your personal needs and provide you with unique solutions to help you reach your financial goals.
Benefit from:
- A variety of mortgage options unique for your goals
- Personal service from local people you trust
- Fast, easy loan process
Contact our Mortgage team
and easily get started today!
^Interest rates shown above are as of 5/72021 and are subject to change without notice. This is not a credit decision or a commitment to lend. Not all loan programs are available in all states for all loan amounts. The rates shown above are for a refinance of an existing single family residence to be used as a primary residence with a loan amount of $150,000 located in Hennepin County and loan-to-value of 80%. The rate is based on a 45 day rate lock with a 740 credit score and an escrow account is required. Your loan’s interest rate will depend on various factors including: loan product, loan size, credit profile, property value, geographic location, occupancy, and other factors. All loans subject to approval and must qualify for membership. APR = Annual Percentage Rate.
- Payment example: Assuming a 15 year mortgage with a balance of $150,000 at an interest rate of 2.250% the monthly payment would be $982.63.
- Payment example: Assuming a 30 year mortgage with a balance of $150,000 at an interest rate of 3.000% the monthly payment would be $632.41.
- If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums.
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