| Welcome: Nompu Siziba – Moneyweb Market Watcher: Chantal Marx – Head of research, FNB Wealth and Investment Repo rate cut by 1%: Sanisha Packirisamy – Economist, Momentum Investments Capitec profit grows 19%, withholds dividend: Gerrie Fourie – CEO, Capitec UIF TERS: everything we need to know: Sandile July – Director and labour law specialist, Werksmans Attorneys Is now the time to reconsider your finances? Thomas Brennan – Founder & CEO, Franc Group How your bond will be affected by the repo rate cut: Andrew Golding – Chief executive, Pam Golding Property Group | 