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Walk To The Elevator Series

Fiserv: How FIs Can Stay Ahead Of The Credit Card Pack

Credit card spending remains relatively healthy, but no trend lasts on its own. Chad Peck, vice president of credit product strategy at Fiserv, talks with Karen Webster in the PYMNTS’ “Walk to the Elevator” podcast series about how to make credit cards attractive to more consumers. Spoiler alert: Target millennials and keep pushing for creative rewards.

SMB Lending

BlueVine CEO: The Real Value Of Invoice Factoring

Those who think that invoice factoring is just a way for a supplier to get money faster, BlueVine CEO Eyal Lifshitz told Karen Webster, are missing why it’s such a valuable financing tool. Fresh off $60M in capital and crossing the $1 billion in SMB loan originations threshold, Lifshitz shares the evolution of the SMB lending landscape over the last five years, the importance of execution and the value of real-time underwriting — and what’s next for BlueVine and the SMB lending landscape.

Community Banks

ICBA: Building Bridges For The Next Generation Of Community Banks

Just like every other incumbent, community banks face many challenges, says ICBA’s new president and CEO, Rebeca Romero Rainey. But Romero Rainey says she’s never been so bullish on the community bank’s future and its ability to combine highly personalized services with all the bells and whistles of the digital age. She should know: She grew up working in her family’s community bank, and, until stepping into her new role, ran it herself.

Why Cash Still Beats Digital Payments In Asia Pac

In the Asia-Pacific region, cash is facing challenges on multiple fronts — from demonetization to rising eCommerce and a surge in mobile payments. But despite new competition, cash continues to thrive in this market, with roughly $8.5 trillion expected to be in use by 2021. So what’s powering cash’s growth? In the latest Global Cash Index, PYMNTS analyzed 350 data points to explore how cash is transforming eCommerce, and why many consumers in emerging economic powerhouses like China and India still choose cash over cards and even mobile payments.

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