Stay Up to Date on the Affordability of Employer Coverage and the Family Glitch with These Resources

Beginning on January 1, 2023, the new rule on affordability of employer coverage for the family members of employees went into place and changed how affordability is calculated for employees' family members.

To assist employers in understanding this rule change, the Centers for Medicare & Medicaid Services (CMS) created a resource outlining the most important takeaways for employers. Employers can use this resource to understand the family glitch and how it affects them and their employees. You can view this resource here.

For additional guidance on the family glitch, CMS created frequently asked questions (FAQs):

• What is the Affordability of Employer Coverage for Family Members of Employees rule change?
• Will my client be eligible for a Special Enrollment Period (SEP) if their job-based coverage affordability changes outside of the annual Open Enrollment Period?
• What are an employee's options if their job-based coverage offer is affordable for them, but is not affordable for their family members?
• What can agents or brokers do to help prepare their clients who may be newly eligible for savings on Marketplace plans?