Digital forms of currency can pose significant risks to both buyers and sellers. Know the safeguards to put in place in case cryptocurrency is ever used in one of your transactions.

During the real estate market frenzy a couple of years ago, many agents didn't have time to contemplate training because they were too busy keeping their heads above water. But now that the market has shifted, agents need to invest in boosting their skills -- especially those who've been in the field for three years or less.

Closed captioning is one way to spruce up the marketing videos your enterprise runs on channels like YouTube, suggests Jeff Charles, founder of Artisan Owl Media. That's one of Charles' five tips on the subject, which can be a challenge because research shows such videos only have three seconds to catch a viewer's interest or be clicked down the drain.

Brands can and should manage PR, email campaigns and events with in-house teams, writes pdxMindShare founder Kent Lewis, while external agencies are often best for analytics and measurement, paid media and creative work. Lewis notes that social media activity should reflect brands' authentic voice, though agencies can be helpful guides and provide resources.

Eighty percent of buyer's agents say staging helps their clients better visualize living in a home. Here's the proof.

Shelly Mitchell Lynch, owner of Carmel Realty Company, is the listing agent for this $29 million asking-price estate in the California's Pebble Beach community. The owners bought the property in 2006 for approximately $16 million.

Facing the demise of third-party cookies, marketers are exploring the value of Privacy Enhancing Technologies available through adtech, such as Google's Privacy Sandbox, data clean rooms and unified IDs, that could "balance consumer protection with the data needs of digital marketers," writes analytics professional Dane Buchanan. The refinement of PETs coupled with consumers' "conscious connectivity" will spark privacy by design, new value exchanges and other trends, as consumers and marketers put a focus on "the intersection of technology and ethics."

Difficult employees can be detrimental to a company, yet colleagues rarely want to speak up, writes columnist Brittney Maxfield, whose advice for the health care arena works well in any business. Flipping the script to get a conversation rolling regularly improved employee behavior, patient care and staff engagement in a hospital-based Crucial Learning study, Maxfield writes.

A significant percentage of Gen Z workers feel that homeownership is out of reach as the average age of the first-time buyer rises across the US. Many in the Gen Z age group still live with their parents.

A joint letter from all 50 state bankers associations urges the Consumer Financial Protection Bureau to delay implementation of its rule on small-business data collection and reporting. Placing the rule on hold pending the resolution of a US Supreme Court case involving the CFPB would "be prudent and ameliorate confusion," the groups write.