| Welcome: Jimmy Moyaha Market Watcher: David Shapiro – Sasfin Wealth SA banks make changes to ETF payments: Ghita Erling – CEO, Payments Association of South Africa FSCA update: Crypto approvals and deceitful funeral parlours: Gerhard van Deventer – Divisional Executive: Enforcement, FSCA What do students expect from tertiary education? Dr Riaan Steenberg – Director of Operations at NetEd Group Executive Lounge: Lindi Mthethwa – Regional Sales Director, Minor Hotels | 
