Benefits of Banking with an SBA Preferred Lender As an SBA Preferred Lender, we have achieved the highest lending status available within the Small Business Administration and are one of few community banks in our region with this designation. Banking with an SBA Preferred Lender provides you with the following benefits: Faster service with a local community bank We have the authority to process, close, service, and liquidate most SBA Guaranteed loans without prior review and approval from the SBA. Easier access to SBA loans We are recognized as a financial institution that is proficient in SBA lending. Quick approvals We are able to make loan decisions more rapidly as an SBA Preferred Lender. Limited Time Packaging Fee Specials* $500 flat rate for 7a loan requests regardless of the loan size $250 flat rate for Express loans regardless of the loan size SBA guaranty fees are waived for loans less than $350,000 for 7a and Express loans SBA guaranty fees are waived completely for Express loans for Veteran owned businesses |