| Welcome: Jimmy Moyaha Market Watcher: Makwe Masilela – CIO, Makwe Fund Managers SIU, Transnet to head to court over R2.8bn claim against Nedbank: Kaizer Kganyago – Spokesperson, Special Investigating Unit R7.4bn Emerging Market Transition Debt initiative praised by G20 ministers: Nazmeera Moola – Chief Sustainability Officer, Ninety One Is second-hand jewellery the new franchising jewel? Nicole Thomson – Group Franchise Sales and Marketing Manager, Cash Converters 68% of consumers use over a third of their salaries on debt repayments: Benay Sager – Executive Head, DebtBusters | 
