Morning Memo
Wealth Management Morning Memo

JANUARY 4, 2018

RETIREMENT PLANNING

Social Security Disability and Your Clients: The Real Story

A primer on Social Security Disability Insurance, the program’s largely misunderstood non-retirement benefit.

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The Best Investment of 2018

Thanks to the new tax law, carrying a large mortgage may no longer be a smart financial strategy.

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Inside the Mind of the Client, Part 2

Behavioral finance is about understanding and overcoming biases that affect human decision-making, because often an emotional decision today, although comfortable, may work against long-term success.

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The Biggest Challenges for Small Estate Planners

Today’s small and solo estate planning practices face many challenges.

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The Daily Brief

Schwab Expands Commission-Free ETF Program

Charles Schwab has added 12 new exchange traded funds to its commission-free ETF program, Schwab ETF OneSource, bringing the total to 254 ETFs on the platform. It includes new ETFs from Deutsche Asset Management, Global X Funds, Guggenheim, State Street, IndexIQ and WisdomTree. ...

Fintech Risk Is Now a Top Boardroom Concern
Risks associated with financial technology are now a top concern in the boardrooms of financial services companies, according to a recent survey of 728 board members and C-suite executives across the globe. While regulatory changes and scrutiny continue to be viewed as the top risk, respondents to the survey, by Protiviti and North Carolina State University's ERM Initiative, said fintech is now the second-highest risk. ...

How to Interview an Advisor  
The AARP and the North American Securities Administrators Association has launched a new online tool to help investors through the process of interviewing and hiring a financial advisor. AARP Interview an Advisor is free to anyone, regardless of whether they’re an AARP member. The tool suggests a series of questions investors should ask their prospective advisors, including their qualifications, methods of compensation and fiduciary status. ...

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