| Welcome: Nompu Siziba – Moneyweb Market Watcher: Viv Govender – Portfolio manager, Rand Swiss Stage 2 loadshedding implemented till Sunday: Roger Lilley – Energy analyst SA’s oil refining capacity cut by 43% till 2022: Wilhelm Hertzog – Portfolio manager, Rozendal Partners Foreign and commodity tracking ETPs attract investors: Nerina Visser – Director, etfSA Bond market 2021: risks and opportunities: Londa Nxumalo – Portfolio manager, Allan Gray Cape town jeweller strikes gold in utilising recycled e-waste: Ashley Heather – Founder, Ashley Heather Jewellery | 