| Welcome: Nompu Siziba – Moneyweb Market Watcher: David Oberholzer – Senior Investment Analyst, Nitrogen Fund Managers Standard bank earnings drop, could still pay full dividend: Sim Tshabalala – Group CEO, Standard Bank Experian’s massive data breach revealed: Manie van Schalkwyk – CEO, Southern African Fraud Preventions Services Global review: Is the UK set for a hard brexit? Lukman Otunuga – Research analyst, FXTM Offshore investing strategies must adapt to dynamic shifts in the market: John Green – Chief Commercial Officer, Ninety One SME of the Week: Granting access to finance before payday: Raeesa Gabriels – founder of Level Finance | 
Should I file a tax return for the 2020 tax year? 
