State regs investigate payday advances, Visa CEO on Apple Card, Libra and RTP, Merchants scramble to meet SCA deadline | | How Airbnb, Lime, Turo, Fiverr And Newegg Are Using Instant Payments Making payouts to workers and suppliers is the goal, but that's often easier said than done. PYMNTS talked to payments executives across many of the biggest gig economy platforms and marketplaces to get the 411 on how theyâre making instant pay and whatâs still needed. Hereâs what Airbnb, Fiverr, Lime, Newegg and Turo told us. |
Can Less Digital Security Actually Be More Secure? Fraudsters have relatively little difficulty getting past online security gates that depend on consumers answering simple questions like the color of their first car. Cognito Co-Founder and CEO Alain Meier talks with PYMNTS about how collecting less data from consumers might, in fact, serve to improve security. But will it pass muster with consumers and merchants? |
Credit Union Innovation Playbook⢠|
Why Credit Unions Have A Member Loyalty Gap Credit unions are staring at a big gap between the loyalty programs on offer and what members really want. PSCUâs Senior Vice President of Product Delivery And Innovation Denise Stevens, talks with Karen Webster about how to bridge the innovation gap and the risks of just staying the course. |
Why China’s SMB IOUs Spell Out Troubles Ahead China’s IOUs are now risky business, with firms in the country running out of ready cash to pay one another. Welcome to a trade finance gap on a grand scale. We’ve been down this road before — but the stakes are higher, as so many countries depend on China’s economic growth. Here’s the dive. |
| PSD2 Tracker™ | As SCA Deadline Looms, Merchants Scramble Twenty-five percent of EU merchants are unaware of PSD2âs SCA requirement â and even more are unprepared. And come Sept. 14, exemptions and extensions, aside, that could cost them big. More than a third or more of their payments could fail for lack of compliance, says Peter Robinson, payments advisor at EuroCommerce, a consortium of retailers from 31 European countries. In the latest PSD2 Tracker, he shares what EU merchants are doing to avoid that very real threat. | | |
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