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Identity Fraud

Fraudsters And The Retail Identity Crisis
 

We’ve learned that account takeover was on the rise long before the Equifax data breach brought it into the spotlight. But now, with identifying data for almost every adult American available on the dark web, this trend has nowhere to go but up — and Signifyd director of merchant advocacy Sourabh Kothari expects it to go way, way up — and very soon. Kothari and Karen Webster examine where fraudsters will strike hardest this year and what merchants should do to prepare.

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Omnichannel

The Interoperable Omni
 

Engaging consumers from bricks to clicks is hard enough for any one firm’s omnichannel efforts. But what happens when a company’s omnichannel experience needs to link up with another company’s omnichannel experience? Done correctly, the continuum is seamless, as Diebold Nixdorf’s SVP of software, Alan Kerr says — and open APIs play a role.
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Q3 Earnings

Mastercard Posts Biggest Revenue Jump All Year
 

Mastercard revenues jumped 18 percent in Q3 as the move from cash to digital accelerates worldwide. CEO Ajay Banga ran through Mastercard’s greatest Q3 hits with faster payments, a new payroll partnership targeted to the gig economy, push payments and fraud detection playing starring roles.

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Samsung Pay: From Mobile Payment Method To Commerce Enabler
 

Samsung doesn’t see the slow adoption of many in-store mobile payments schemes as a miss, but rather a call to dream bigger. In a recent interview, Samsung VP/GM services & new business, Nana Murugesan, and Samsung Pay U.S. VP/GM, Sang Ahn,, told Karen Webster that payments alone aren’t enough. That’s why, over the two years since its launch, Murugesan and Ahn say that Samsung Pay has evolved from being just a different form factor to be used at the point of sale to a holistic digital wallet, complete with incentives and cross-device integration.

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