| Welcome: Jimmy Moyaha Market Watcher: Chantal Marx – Head: Research, FNB Wealth and Investments Tax implications of the two-pot system: Edward Kieswetter – Commissioner, Sars Are AMETFs the new unit trusts? Adèle Hattingh – Manager: Business Development and ETP Manager, JSE Why liability insurance is crucial for small businesses: Storm Mhlambi – Senior Manager: Specialist Liability, Auto & General Can soil health affect how your wine tastes? Wilhelm Joubert – Viticulturist, Hartenberg Wine Estate | 
