What Is the True Value of Working With a Financial
Advisor?

Are you aware of the potential impact working with a financial advisor could
have on your financial future?

Released in November 2024, SmartAsset's exclusive research model aims to
quantify the value of working with a financial advisor by using assumptions
that may most accurately reflect reality for the majority of investors.

SmartAsset's new proprietary model reveals:

• After accounting for inflation (2.56%) and fees (1% or 0.75%), real annual
  rates of return for those with advisors are estimated to earn an annual
  premium of 2.39% to 2.78% of net worth over those without an advisor.¹
• Working with a financial advisor could potentially add 36% to 212% more
  dollar value to investors' portfolios over a lifetime, depending on multiple unique, individual factors.¹

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created a free, five-minute tool that makes it easy to get matched with up to
three vetted financial advisors serving your area, each legally bound to work
in your best interest. Learn more.

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This is a hypothetical [1] example and is not representative of any specific security. Actual results when working with a financial advisor will vary.

This is not an offer to buy or sell any security or interest. All investing involves risk, including loss of principal. Working with an adviser may come with potential downsides such as payment of fees (which will reduce returns). There are no guarantees that working with an adviser will yield positive returns. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest.

SmartAsset.com is not intended to provide legal advice, tax advice, accounting advice or financial advice
(Other than referring users to third party advisers registered or chartered as fiduciaries ("Adviser(s)") with a
regulatory body in the United States). SmartAsset is not a financial planner, broker or tax adviser. The Service is intended only to assist you in your understanding of financial organization and decision-making and is broad in scope. Your personal financial situation is unique, and any information and investing strategies obtained through SmartAsset.com may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual
circumstances.

It is not possible to invest directly in an index. Exposure to an asset class represented by an index may be
available through investable instruments based on that index. Past performance of an index is not an indication or guarantee of future results. Indexes do not pay transaction charges or management fees.

The above summary/prices/quotes/statistics have been obtained from sources we believe to be reliable, but
we cannot guarantee their accuracy or completeness. Past performance is no guarantee of future results.

This scenario is for illustrative purposes only and does not represent an actual client. Results may vary.

SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is
registered with the U.S. Securities and Exchange Commission as an investment adviser. SmartAsset's
services are limited to referring users to third party advisers registered or chartered as fiduciaries
("Adviser(s)") with a regulatory body in the United States that have elected to participate in our matching
platform based on information gathered from users through our online questionnaire. SmartAsset receives
compensation from Advisers for our services. SmartAsset does not review the ongoing performance of any
Adviser, participate in the management of any user's account by an Adviser or provide advice regarding
specific investments.

We do not manage client funds or hold custody of assets, we help users connect with
relevant financial advisors.

Sources:

1. "The Value of a Financial Advisor: What's It Really Worth?" SmartAsset (Nov. 2024)