When the hype is greater than the reality, plus all the payments and commerce news you missed last week.

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Saturday - January 26, 2019


PSD2 And Travel Operators


Faster Payments And US Real-Time Ubiquity


Subscription Commerce Conversion's Next Level


VR's Effect On Retail


Credit Unions And Innovation Gaps



Fundbox Pay Expands To B2B Marketplaces


Do Grocery Stores Need Bitcoin ATMs?


SBUX Hits 16.3M Mobile Users, Eyes Expanded Delivery


When Fraud Risk Is Credit Risk In Disguise


Community Banks' Contactless Card Boost


Visa: Target’s Tap-and-Pay Will Ignite Contactless Cards


Munchery's Out. Who’s In To Travel Food Delivery’s Last Mile?


Can Smart Carts Make Grocery Stores Smarter?


Keeping QSRs' Digital Transformation From Derailing


WEX CEO: Being Agile, As Critical As Being Innovative


How Inefficient B2B Systems Hobble Business Growth


Antilock Brakes And Instant Payments' Similarity


Munchery And The Suppliers Left Behind


Global App Spending Hit $101M In 2018


More Americans Inch Toward Maxing Out Cards


Past Acquisition Fails, Wins Hang Over New Deals


Online Shift Trims Citi’s Russian Bank Branches


Patreon: The Billion-Dollar Content Creator Platform


Online Liquidation Enjoys Fresh Growth


Crypto’s $2.5 Million Daily Fraud Problem


Online Sales of Used Goods Spreads Globally


Global Debt Grows As Economies Slow


Amazon Makes It Easier To Monetize Alexa Skills


Will DOJ Stop Legal Online Sports Betting?


How FinTech Startups Bring Keywords To Financial Notes


Changes Coming For CFPB’s Payday Lending Rule


Taking Cash-Back Rewards To The Next Level


Data Dive: Pair-Ups, Tie-Ups And Rollouts


Digital License Plates Vie For Connected Car Ecosystem Spot


Alipay Latest To Ride eMoney License Trend



Why Gig Payments Need To Be Just Like Cash


GDPR, PSD2 And The New Payments Reality



Zappos On Running And Personalized eTail


Nectar Sleep Beds Down With Mattress Warehouse


How Top Merchants Tackle Subscription Conversions


Minted's Retail Via Up-Vote For The Instacrowd


SeatGeek On Driving Ticket Sales' Future Via Rideshares


How AR/VR Tech Is Reshaping Retail


Tudecora’s Clerk-Free Furniture Experience


Taking Cash-Back Rewards To The Next Level


Mobile Order-Ahead's Fixed-Price Menus


Veggie Burger That Bleeds Goes Global


Milo On Growing An eCommerce Cookware Brand


Grocers' In-Store Innovations To Boost Consumer Spending


Brandless Turns To Subscriptions For Stickier Service


How Ticket Platforms Optimize Mobile Checkout


eCommerce Brands Find A Home At The Mall



Driving Community Banks' Contactless Adoption


Subscription Features Consumers Want


Smart Shopping Cart Of The Future


The Future Of Faster Payments


Digital World's Seen And Unseen Advantages



APIs Miss On Corporate Finance Integration


VCs Look To FinTech To Solve Unpaid Invoices


Compliance Execs Forge Closer Ties With Corp Buyers


SWIFT Gains In Average Daily Message Volume


How Gov't Procurement Fosters Cybersecurity


Pharma Tackles Puzzle Of Data And B2B Payments


Capital One Misses On Q4 Rev As Card Loans Increase


Where Payments And Funding Fit Into SMB Growth


Streamlining The B2B Side Of Retail With Data


Changing Trends As Davos Gets Off The Ground


Oracle: Corporate AI Interest Doesn't Lead To Adoption


Inefficient B2B Payments Systems Halt Business Growth


Late Payments A Gov't Hallmark In The UK


Alt Finance No Longer SMBs' Last Resort

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Bitcoin And Dented Radishes: This Week’s Hype Penalty Box Nominees

In a world inundated with hype, brands and entrepreneurs of all types do everything to shout above the crowd (which is itself shouting, too) directing our collective attention onto the next big thing. Sometimes their products live up to the billing — and oftentimes, not so much. This week, among others, ugly produce on demand and bitcoin — big ideas with lofty goals — both wallowed in the hype penalty box. Here’s why.

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The Big Tech Canary In The Faster Payments Coal Mine

While the debate over whose payment rails will be the fastest of all rages, a letter of comment submitted in mid-December by FIN offers some insight into who Big Tech would like to win the closing argument. Karen Webster says that canary in the coal mine isn’t so much about making payments move faster, but about sidestepping the “legacy incumbents” that they say stand in their way. What’s FIN and what does it really want? Glad you asked.

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