Over the past few years, MEDICI has kept a close watch on FinTech investments in the industry. With our ability to continuously track VC/PE funding, we can extract insights by leveraging MEDICI’s startup trackers on various parameters. Through a series of articles, we will be highlighting the top banks that have been investing in FinTech startups across key regions. In this article, we’ll focus on the top four American banks that have been actively investing in FinTechs.
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Overdraft fees collected by US banks rebounded by a startling 64% in the second half of 2020. Many poorer consumers use overdrafts as a way to access short-term credit, accepting fees that would typically not meet lending regulations. Multiple banks surveyed made more in overdraft revenue than they did in net income.
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