Top Wall Street analysts remain bullish on these five stocks

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"It's never too late to retire early"

Image Source: Motley Fool

If you're sitting on cash right now, you're probably only getting about 0.5% interest with an online savings account. If it's a stash of emergency cash, that's what you need to accept. Emergency savings aren't meant to grow.

But if it's investment money and you're just looking for what to buy in this frothy market, you can do better than a savings account. Trying to time the market and wait for a downturn to invest extra cash is counting on luck.

Instead, look at putting that cash into solid companies that pay decent dividends. Here are 2 that you can consider investing in now — and even plan to build over time when the market does offer more of a discount.

This is what you need to see right now