| Treasury Secretary calls Libra national security risk, PayPalâs Xoom goes global, How PSD2 is changing bank API strategy | | | PayPalâs Xoom Goes Global And Door-to-Door Xoom, PayPalâs international digital money transfer service, is launching in the U.K. and 31 countries, allowing millions of users to remit quickly and securely. Julian King, vice president and Xoom general manager, told PYMNTS in advance of Mondayâs announcement that the expansion lets recipients get the funds they need in the ways they want â including cash pickup, and even delivery to their doors. |
| Can AI Fix A Broken AML System? Fraud false positives â instances of potential, but uncertain, fraud â can vex FIs when it comes to protecting against money laundering. In a new podcast, Akli Adjaoute, founder, president and CEO of Brighterion, talks with Karen Webster about why âthe system is brokenâ and about the opportunity to employ artificial intelligence (AI) to improve AML monitoring and defense. |
| If Real-Time Payments Is All About Now, Whatâs Holding It Back? Without all major FIs on board, real-time payments stand a lower chance for mass adoption. But everyone sure seems to want them. Jon Zimmermann, senior product manager, electronic products at Fiserv, takes gauge on the RTPâs lay of the land and whatâs vital for further progress, as challenges remain. |
| PODCAST: Digital Platforms |
| Why Digital Platforms Will Be The Bridge To Omnichannel’s Future The line between physical and digital transactions is becoming ever blurrier as omnichannel, as a concept, is expanding beyond its "classic" retail definition and into the entire gig and service economy. YapStone Chief Technology Officer Sanjay Saraf tells Karen Webster that digital platforms, powered by ever more advanced payment methods, are the magic that’s making it work — and where it’s headed. |
| | PSD2 Tracker™ | | How PSD2 Is Changing ING Bank's API Strategy As PSD2 brings more third parties into the European financial world, banks are seeing a shift in their relationships with customers. To withstand the shift, banks must get creative and evolve their platform offerings to include products from competing players, says Patrick Langeveld, innovation driver for open banking at ING Bank. In the latest PSD2 Tracker, he explains how the bank is working to do that through its application programming interface (API) portal, while adapting to the changing customer expectations under open banking. |
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