Truth about your credit card debt when you die, How long it will take to save $1 million

October 30, 2024 | Read Online

More discounts this holiday season? Yes, please! Find out which retailer slashed prices on thousands of products ahead of Halloween later in this email.

💵 Today’s Top Stories

Surprising Truth About Your Post-Death Credit Card Debt

Dying or getting divorced doesn’t always absolve you of your credit card debt. Here’s what happens – and who has to pay. Read more.

How Long Will It Take To Save $1,000,000 at Your Current Rate?

Clark’s savings goal calculator will tell you how long it will take you to set aside a cool million at your current rate. Play around with the three major factors and decide the best path for you. Read more.

Why You Need To Re-Shop Your Car Insurance Right Now

Car insurance rose 14% in 2022 and 6.5% in ’23. Prices have stabilized with some companies and not so much with others. Clark implores you to shop around before your premiums renew. Read more.

This Streaming Service Now Offers 100+ Free TV Channels

Want a budget-conscious free TV streaming service and don’t care about sports and news? This service, which Clark likes, now offers more than 100 free channels. Read more.

💵 Expect More Shopping Discounts This Holiday Season

Target slashed the price of 2,000 products just ahead of Halloween in the latest evidence that we’ll get more deals and discounts this holiday season.

The products include food, beverages, gifts and “other home-holiday essentials.”

U.S. Thanksgiving is always the fourth Thursday in November. This year, it falls late in the month on Nov. 28, making fewer than usual shopping days between Thanksgiving and Christmas.

The National Retail Federation expects less of a booster shot to retail sales this holiday season than in 2022 and ’23.

A recent Bank of America survey also found that almost 60% of Americans plan to do more holiday shopping in discount stores this year.

Target also reduced prices on 5,000 other items in May. Walmart is selling an “inflation-free” Thanksgiving meal at $7 per person, which is cheaper than last year.

Clark loves the idea of shopping for discounted items on clearance after the holiday shopping rush. If the season is even slower for retailers than they’ve anticipated, there may be some spectacular deals post-holidays.

💸 Today’s Top Savings Rates

Check out our updated list of Clark.com-approved high-yield savings accounts with the highest rates. Here are the top five APYs on our list as of October 30, 2024.

See All Rates | High Yield Savings Accounts Calculator

📊 Stat of the Day

🍕100: Number of pies that a Sam’s Club pizza robot cranks out per hour at its store in Grapevine, Texas. It also uses a robot to scrub the floors as well as scanners and sensors to streamline inventory management and tracking.

💰️ Deal Alert: Today’s Top Deals

Halloween food deals 2024: Here are 26 great discounts & freebies!

Get this deal.

10-night Greek islands escape with flights from $1,522

Get this deal.

See All of the Best Deals Today

🎙️ Podcast

YouTube video by Clark Howard: Save More, Spend Less

Full Show: Can Debt Influence Your Career? and Used EVs Are a Real Deal Right Now

Debt can cause so much distress in our lives. A recent report revealed that more than half of workers ages 18 to 43 say debt has impacted their career options. Clark explains how the choices we make in our 20s and 30s impact our lives. Also, used car prices have been coming down in 2024. Where’s the real deal? Used electric vehicles!

Watch the Full Episode

☎️ Need Money Help?

The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information.