It's key for an advisor to have a firm grasp of clients' long-term goals, how much they are spending now and how much they plan to spend in the future.
Most Americans wish they had started saving for retirement sooner and that they hadn't withdrawn money early from retirement accounts, a recent study says.
It's no surprise that California tops the list of most expensive retirement cities, but cost-conscious retirees may be surprised by how many Florida cities made the cut.
