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Visa Token Management Service Closes Merchant Omnichannel Gap

As commerce channels expand, so do tokenized account credentials and the complexities of managing a single view of the customer for the merchant. Cybersource SVP Andre Machicao tells Karen Webster that Visa’s global rollout of its Token Management Service aggregates payment tokens across all shopping channels and puts the power — and sales upside — of that single view of the customer in the merchant’s hands.

Cybersecurity

What Crypto Exchanges Can Learn From Banks

The cryptocurrency arena is rife with opportunity — to get rich quick, lose it all … and fall victim to fraud. Exchanges are getting hacked, and even more are being targeted with bots like TrickBot. What’s a crypto exchange to do? Sherif Samy, SVP of Entersekt’s North American operations, tells PYMNTS they should take a page from the banks and trust the device that’s enabling these transactions: the mobile phone.

Bank Innovation Readiness Index

Picking America’s Next Top FI Payments Innovator

When it comes to FI innovation, size doesn’t matter: Any financial institution, large or small, can be a top performer with the right mindset and strategy. What does matter, according to Lisa Fugate, VP product management, i2c, is planning, funding, foundational infrastructure and speed. And there’s even an Index, playbook and data to chart that course. Catch the highlights from this week’s digital discussion between Fugate and Karen Webster on what catapults top performers to the top — and keeps them there.

TRENDING: Is EZPass An Easy In-Vehicle Payments Play?

The $212 billion that commuters spend on food, coffee, gas and parking during their commutes each year is a magnet for innovators to make those purchases even easier. Verdeva CEO Kevin Condon says that EZPass toll transponders might be the easy button that unlocks that in-vehicle payments opportunity, and can even provide the data to allow for new use cases like metered insurance premiums. Condon makes the case for why this network could drive in-vehicle payments into the fast lane.

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