That’s good, in a way. Your clients depend on you to understand changes in the markets and in their needs to help guide them through the decisions they have to make.

But it’s bad, because we know that there simply isn’t time to absorb everything.

So consider this special supplement a small bit of assistance. There is plenty here on the financial markets and investment strategies
how to run a business, keep up with regulators and ultimately help clients make better decisions.

We hope you find this issue helpful—and we wish you a healthy and prosperous new year.