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Still haven’t picked up your Christmas tree? Find out the best time to purchase one, later in this email. |
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💵 Today’s Top Stories |
| | Doing a lot of online shopping? You probably expect to see a few packages at your doorstep. But be wary of items you didn’t order. Read more. |
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| | Interested in trying out a new cell phone provider but not ready to go all-in with something you’ve never tried? Get a free trial from these eight providers. Read more. |
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| | What does this ever-stubborn inflation mean for credit card, mortgage and auto loan rates? And how will it affect the Fed’s interest rate cuts? Read more. |
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| | Insurance stacking involves uninsured and underinsured motorist coverage (UM/UIM). You can stack it across policies or within the same policy. Should you? Read more. |
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| | Store credit cards often promise you short-term benefits at brands you love. But there’s a major catch that can hit you with wallet whiplash. Here’s what Clark says about these cards. Read more. |
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💻️ Tech Tip From Kim Komando |
Forgot why you walked into the kitchen?: I love this trick to use with a smartphone assistant. Say, “Hey, Siri/Google, remind me to do [task] when I get to [location].” This is perfect for when you need to do something specific when you arrive at a place, like, “Remind me to defrost the chicken when I get home.” Join 575K people who get tech smart with my friend Kim Komando’s free newsletter, The Current. |
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🎄 When To Buy a Christmas Tree for the Cheapest Price |
Want to spend as little as possible on a Christmas tree? Wait until Christmas Eve to buy one. |
So says a recent report that Axios highlighted. |
There’s a direct correlation between how late you wait and how much you save. The average Christmas tree in 2023 sold for $131 on Thanksgiving and $55 on Christmas Eve. |
Of course, if you’re as hardcore as Clark sometimes is around other holidays, you may realize that waiting until after Christmas ends will get you the biggest bargain (you’ll pay about $50 on Dec. 30). |
Whether you’re going to a Christmas tree farm to cut down your own, buying from a Boy Scout lot or finding another local avenue to select that perfect tree for your living room, when you buy also can make a huge difference in the quality of the tree. |
Pay a bigger price early and you get the pick of the lot. Wait too long and you may get a sad-sack Charlie Brown Christmas tree. |
Speaking of cutting down your own, it’s often cheaper than buying a pre-cut option and can make for a fun experience. |
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📊 Stat of the Day |
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💰️ Deal Alert: Today’s Top Deals |
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🎙️ Podcast |
 | Full Show: Will Tariffs Make Cars Unaffordable? and Why Store Credit Cards Are Junk |
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There is a lot of talk about tariffs right now – especially around new car prices. Should you believe the hype? Clark explains his take on tariffs in 2025. Also, Clark is a fan of credit cards if you can use them responsibly. But there’s one type of card that he calls “poison for your pocketbook!” |
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☎️ Need Money Help? |
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information. |
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