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💵 Today’s Top Stories |
| | Doing a lot of online shopping? You probably expect to see a few packages at your doorstep. But be wary of items you didn’t order. Read more. |
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| | There’s a 15-digit number attached to your specific phone. Here’s why it matters and how to find it. Read more. |
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| | Even Clark’s personal favorites aren’t immune to occasional constructive criticism from Clark and our investment experts. Where do Fidelity, Schwab and Vanguard excel and lag? Read more. |
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| | While you’re browsing deals, you may want to consider adding this credit card to your wallet for some extra spending money. Read more. |
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| | Apple’s savings account interest rate is a smidge below the best in the country but still competitive. Who does Apple allow into this walled garden? Read more. |
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💻️ Tech Tip From Kim Komando |
Butt out: Writing Tools is Apple’s AI that cleans up text in any app. If that creeps you out or it’s just annoying, switch it off. Open Settings > Screen Time > Content & Privacy Restrictions. Turn on Content & Privacy Restrictions, then tap Intelligence & Siri > Writing Tools > Don’t Allow. Heads-up, this only applies to iPhone 16 models, the iPhone 15 Pro and the iPhone 15 Pro Max. Join 575K people who get tech smart with my friend Kim Komando’s free newsletter, The Current. |
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🛳️ Retiree Decides To Live on a Cruise Ship Full-Time |
A 77-year-old high school teacher left a California retirement community to live on a cruise ship for potentially up to 15 years. |
Sharon Lane, who taught foreign languages, is paying approximately $3,000 a month for an inside villa aboard the Odyssey, which is scheduled to sail on 3.5-year cycles (425 destinations, 147 countries). |
The ship includes Wi-Fi, a pool, a pickleball court, a fitness center, a library, a spa and entertainment lounges, clubs and bars. |
“Not only was it affordable to me, it would actually cost me less money to live here like this, have everyone taking care of me instead of me taking care of everybody,” Lane said after leaving a popular Orange County (Southern California) retirement community. |
She’s visited Vancouver and Alaska in the first few weeks and soon will embark for Japan and Taiwan. |
“I’m finally able to do what I’ve wanted to do for years,” she said. |
Clark has expressed a fascination with retirees living on cruise ships. On the plus side, you get to travel and you typically have immediate access to decent healthcare. |
But he also cautioned that for many people, the reality of living year-round on a cruise ship, often in an interior cabin with no views, isn’t as enjoyable. He recommends that only experienced cruisers consider such a decision. |
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📊 Stat of the Day |
💳️ 1.83 million: American Express points that Robert Keeley, the CEO of a small-business company that produces guitar pedals, spent to pay an unexpected $11,000 tariff bill. At least he avoided likely future depreciation by spending those reward points! |
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💰️ Deal Alert: Today’s Top Deals |
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🎙️ Podcast |
| Full Show: Clark’s “Scam Epidemic” Warning and Health Insurance Denied? Fight Back |
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Clark reveals the alarming "epidemic of scams" flooding platforms like Facebook and Instagram. Learn how sophisticated bot farms and "fin-fluencers" are manipulating social media to trick you into fake investments and other schemes. Also, don't let health insurers deny your claims! Clark shares crucial steps to take if your health insurance claim is denied. Learn why insurers deny millions of claims annually and how appealing your denial can save you thousands. |
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☎️ Need Money Help? |
The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information. |
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