Advertisement | | | 💵 Today’s Top Stories | | | You reach into your pocket and realize your phone is gone. You can’t find it. Panic sets in. Your entire life is on that thing. What do you do to protect yourself if it’s lost or stolen? Read more. |
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| | | Clark continues to take a strong stance against spending via debit cards. Here’s why he hates debit cards, what you should do instead and his one big exception. Read more. |
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| | | You can expect money market funds and savings accounts to give you less yield as Fed interest rate cuts potentially continue. Clark says you should lock in rates now with this savings tool. Read more. |
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| | | 401(k) accounts are incredible financial tools. Especially if you get a company 401(k) match. But some plans charge fees so high that it’s best to limit your contributions. Draw the line here, Clark says. Read more. |
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| | 🎉 The Best Can't-Miss Deals Today | From credit cards to phone plans to streaming services and more, here are the top limited-time deals as of October 4, 2024. | Credit Cards | | Phone Plans | Consumer Cellular: Consumer Cellular: Get two unlimited lines for $60; save an additional $5/month with AARP (senior citizens only). Mint Mobile: Get a second line free when you bring your own number from AT&T or Verizon (new customers only). US Mobile: New customers can get 30 days free or 3 months of Unlimited Starter for $45 ($15/month). Visible: Get your first month of Visible+ for $22.50 (50% off) with promo code HALFOFF (new customers only).
| Credit Card Bonuses | Phone Plan Deals | Streaming Services | | 📊 Stat of the Day | 🥇 $100-$200 million: The revenue from sales of gold bars that Wells Fargo analysts estimate Costco is making each month. Gold prices continue rising, and yet Costco’s gold bar sales were up double digits in the most recent quarter, acting as a “meaningful tailwind” for the brand. CEO Ron Vachris said there are “no plans at this time” to create a Kirkland Signature gold bar. |
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| | 💰️ Deal Alert: Today’s Top Deals | | | | | | 🎙️ Podcast |  | Full Show: Why a 15-Year Mortgage Is Better Than Ever and Good News on Preventing Dementia |
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| Mortgage rates have been really high, but they are starting to trend down. Interestingly, 15-year mortgage rates are substantially lower than rates for 30-year mortgages. Clark explains why this is a great option if you can afford the payments and shares other insights on mortgages. Also, dementia can be a devastating diagnosis. Recent research reveals several things we can do to help prevent dementia which is great news! | | | ☎️ Need Money Help? | The Team Clark Consumer Action Center is a free helpline that can help you navigate your money questions. Call 636-492-5275. Visit clark.com/cac for more information. | | Advertisement | | | Did You Enjoy Today’s Newsletter?Let us know what you think so we can better serve you! | |
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