The Small Business Health Options Program (SHOP) is for businesses and non-profit organizations that want to provide health and/or dental insurance to their employees. Offering coverage through the SHOP is affordable, flexible, and convenient. There are many reasons to consider enrolling in SHOP, including: - Choice and flexibility. You can:
- Offer employees multiple plans
- Offer only health coverage, only dental coverage, or both
- Choose how much you pay toward your employees premiums
- Choose whether to offer coverage to employees dependents
- Easy enrollment with the help of a SHOP-registered agent or broker. See this tip sheet for helpful tips about working with agents and brokers or use Find Local Help to connect with SHOP-registered agents and brokers near you.
- The Small Business Health Care Tax Credit, which could be worth up to 50% of the costs you pay for your employees premiums (35% for non-profit employers). To find out if your business qualifies for this tax credit, see the Small Business Health Care Tax Credit Estimator.
- The ability for businesses that operate in more than one state to enroll in SHOP coverage.
Businesses who qualify can enroll in SHOP year-round. All of the information you need is in one location on HealthCare.gov, including See Plans & Prices and the SHOP Eligibility Determination Form.Click the button below to enroll in SHOP today! |