| It8217;s easy to feel that buy to let is not the safe investment it once was and that the sector is under attack. Private landlords are feeling the pinch, from recent tax changes and toughening lending criteria to new legislation like Right to Rent and Universal Credit, as well as impending Brexit uncertainty. Insurance premiums can vary widely from property to property, tenant to tenant and location to location. There are five key factors that can influence premiums up or down, according to Andy Wynne-Jones, who has spent more than 25 years in financial services. He8217;s worked for HomeLet, the UK8217;s largest tenant referencing business, provided consultancy services to buy to let insurance providers, and is currently the senior underwriting manager at Simple Landlords Insurance. | 
