The Small Business Health Options Program (SHOP) is for small businesses that want to provide health and/or dental insurance to their employees affordably, flexibly, and conveniently. To offer SHOP coverage to your employees, your business must meet four requirements: Have 1-50 full-time equivalent employees (FTEs) other than owners, spouses, and family members of owners and partners Offer coverage to all FTEs Generally mustenroll at least 70% of the employees you offer insurance to Have an office or employee work site within the state whose SHOP you want to use Click the button below to access the SHOP Eligibility Form to determine your eligibility! You can also work with a SHOP-registered agent or broker to determine your eligibility for SHOP coverage by visiting Find Local Help. Have questions? Contact your insurance company or a SHOP-registered agent or broker for help with SHOP coverage. For additional assistance, contact the SHOP Call Center at 1-800-706-7893 (TTY: 1-888-201-6445). To learn more about Health Reimbursement Arrangements (HRAs), visit this webpage. Talk to a licensed tax professional, benefits specialist, or a registered agent or broker to find out more about whether an HRA or traditional group coverage is right for your business. |